Individual Plans
Affordable Care Act (ACA) plans backed by local care, trusted providers, and coverage designed for West Virginians.
Powered by
West Virginia’s
leading health systems
Which Peak Health Individual Plan is right for you?
Bronze
Quality coverage with a lower monthly premium, giving you an affordable way to stay covered and connected to care.
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Approximate % of healthcare costs covered
Silver
Balanced coverage that brings together monthly costs and benefits, with flexibility for your everyday healthcare needs.
%
Approximate % of healthcare costs covered
Gold
More comprehensive coverage with greater support when you need care, giving you added confidence and peace of mind.
%
Approximate % of healthcare costs covered
Understanding Marketplace Coverage
We’ll help simplify the process and guide you through comparing your health plan options.
Eligibility & Enrollment
Learn who is eligibile for ACA plans and explore your options for enrolling in coverage.
Premiums & Deductibles
Understand how monthly costs and healthcare expenses work together when choosing a plan.
Metal Levels
Compare Bronze, Silver, and Gold plans to find the right balance of coverage and cost.
Access at your fingertips
MyPeak Member Portal
Simplify your insurance management through our Member Portal, where you can conveniently access your ID card, benefits, member cost transparency tool and additional information.
Stay Informed
Prepare for Open Enrollment
Marketplace coverage is available during the annual Open Enrollment period, or after a qualifying life event.
You may qualify if you’ve experienced:
Loss of Coverage
Birth or Adoption
Marriage
Moving to New Area
Other Qualifying Life Changes
Looking to see if your provider is in-network?
Use our online directory to search for in-network doctors, specialists, hospitals and other health care facilities.
Choose Peak
Ready to Enroll?
Open Enrollment Begins November 1
Starting November 1, you can enroll in a 2027 Peak Health Individual Plan. Check back then to get started.
Have Questions?
1-833-5-MYPEAK
8am-5pm, Monday-Friday
Resources and Forms
Access plan documents, forms, coverage information and other helpful resources for your Peak Health Individual plans.
Certificate of Coverage (COC)
Health Risk Assessment
Member Forms
Pharmacy Documents
Provider Forms
Have Questions?
Contact Us
1-833-5-MYPEAK
8am-5pm, Monday-Friday
1085 Van Voorhis Rd, Suite 300
Morgantown, WV 26505